by Joseph Esposito | Dec 18, 2018 | Equities
After an unprecedented run of continuous gains, the market has finally hit a downturn. However, we are not worried. While the widespread instinct might be to sell, we believe this would be a fundamental error. It is impossible to actually know where the market is...
by Joseph Esposito | Nov 5, 2018 | Parental Legal Rights when your child turns 18
What does it mean to be 18 years old? From a personal perspective, it means college and freedom. However, from a legal perspective, it can be a liability, not only for the 18-year-old but for you, the parents, as well. When your child turns 18, parental legal...
by Joseph Esposito | Oct 30, 2018 | IRA & RETIREMENT PLANNING
Since it was first introduced as part of the Tax Relief Act of 1997, the Roth IRA has been immensely popular, particularly for individuals who expect to have the same or a higher marginal tax rate in retirement. Unlike the traditional IRA, a Roth IRA is funded with...
by Joseph Esposito | Oct 15, 2018 | long term planning
According to a recent study published by Morningstar, more than six million Americans over the age of 65 require long-term care because of either cognitive challenges or the inability to perform essential tasks of daily living. Industry analysts project that, by 2050,...
by Joseph Esposito | Oct 5, 2018 | Financial Planning
As a nurse, you spend your working hours attending to the physical health of your patients. You know that one of the key components of being physically healthy is being proactive—not waiting until a physical crisis arises, but taking the little steps to minimize...